美国FinCEN-MSB的定义及介绍
Definition and introduction of American FINcen-MSB
MSB(Money Services Business)是虚拟货币交易所及其管理者由FinCEN(金融犯罪执法网络，美国财政部的下辖部门)监督和发布的金融许可证，用于监督与货币服务相关的业务和公司， 包括 跨境汇款，外汇，货币交易/转账(包括数字货币/虚拟货币)，ICO发行，提供预付费项目以及签发旅行支票等等。（wisefc1）
MSB(Money Services Business) is a virtual currency exchange and its manager supervised and issued by FinCEN(Financial Crimes Enforcement Network, a division of the U.S. Treasury Department) financial license to monitor Money service-related businesses and companies, including cross-border remittances, foreign exchange, Currency transactions/transfers (including digital/virtual currencies), ICO issuance, offering pre-paid programs, issuing traveler's checks, etc.
在美国从事上述相关业务的公司必须申请MSB许可，以便合法开展业务。它涉及向FinCEN提供关于MSB的许多非常重要的信息，例如它所从事的业务类型，可能通过其进行交易的金融机构和银行账户，MSB的所有权或控制权，以及在美国运营的不同分支机构和/或代理商的数量。在整个注册过程中应格外小心，以确保满足所有截止日期，并且向FinCEN提供的所有信息都是准确的，以后不需要更正。
Companies engaged in these related businesses in the United States must apply for an MSB permit in order to legally conduct business. It involves providing FinCEN with a number of very important information about MSB, such as the type of business it is engaged in, the financial institutions and bank accounts through which transactions may be conducted, the ownership or control of MSB, and the number of different branches and/or agents operating in the United States. Extra care should be taken throughout the registration process to ensure that all deadlines are met and that all information provided to FinCEN is accurate and does not need to be corrected later.
持牌经营对于目前的交易所来说意义非常重大，能够获得相关国家官方许可，也体现出交易所本身的政治实力以及信用等，牌照对于现在多如牛毛的交易所来说也是一道天然筛选的屏障。对于用户而言，在监管条件下的合规经营是一大利好，这意味着用户的投资将得到合法保护。
智汇咨询提供海外监管牌照专业申请方案，我们与地方当局、律师事务所和其他法律实体密切合作，以确保您的公司符合要求、能够获得官方许可。无论你的目标是成为做市商、零售财务顾问、互动券商、还是经纪人，我们都有对应的解决方案。
